Managing your insurance has never been easier. In 2025, mobile apps have become the central tool for policyholders to quote, purchase, update, and file claims—all without calling an agent or visiting an office. Whether you’re managing health, auto, or life insurance, the right app can save you time, reduce stress, and help you stay on top of your coverage.
Here’s a look at five of the best insurance apps available today, ranked for their features, ease of use, and user satisfaction.
1. State Farm Mobile
Best for: All-in-one policy management
State Farm’s app combines sleek design with powerful features. Policyholders can pay bills, view documents, track claims, and even use Drive Safe & Save to monitor driving behavior and earn discounts. It’s especially strong in auto and homeowners insurance.
2. Lemonade
Best for: Fast, AI-driven experience
Lemonade is a digital-first insurer, and its app reflects that. Designed for renters, homeowners, life, and pet insurance, it lets users get a quote in under 2 minutes and settle simple claims in seconds through AI-powered chatbots.
3. GEICO Mobile
Best for: Auto insurance and roadside assistance
The GEICO app is one of the most downloaded in the U.S. It offers real-time access to your digital ID card, bill payments, accident reports, and even lets you request roadside help directly from the app.
4. Progressive
Best for: Customization and discounts
Progressive’s app stands out for its Snapshot feature, which analyzes your driving habits and offers personalized rate adjustments. It also includes policy details, document access, and easy online support.
5. Oscar Health
Best for: Health insurance experience
Oscar has revolutionized health insurance apps by offering appointment scheduling, 24/7 virtual doctor visits, and wellness tracking—all in one platform. It’s ideal for users who want quick access to care without administrative hassle.
Final Thoughts
In 2025, choosing the right insurance app is just as important as choosing the right provider. A well-designed app can enhance your coverage experience, help you manage costs, and put essential services at your fingertips.
Whether you value automation, human support, or detailed insights, there’s an app tailored to your insurance needs—and these five are leading the way.